https://www.sciencedirect.com/science/article/abs/pii/S1059056021000794

https://www.investopedia.com/terms/a/abx-index.asp

https://en.m.wikipedia.org/wiki/Real_economy

https://www.forbes.com/sites/forbesbusinesscouncil/2022/01/24/five-reasons-why-brick-and-mortar-is-here-to-stay/amp/

https://my-tonino.com/shop/en/colino-kit

History of Savings Accounts [Infographic] (infographicjournal.com)

Exploring savings: A Short History of Its Origins and Transformation | e-MFP

Philosopher Alan Watts: ‘Why modern education is a hoax’ – Big Think

How To Build A Smart Capital Stack For Commercial Real Estate (forbes.com)

30% equity (down payment)

70% debt (mortgage)

https://kaladicoffee.com/michael-sivetz/?fbclid=IwAR3r51Wq6Ww81Jb2CEZnwO6eu7z_hWcz4RL1uvwLtRSAmWJgPQcl85u5u4Y

https://www.businessinsider.com/compound-interest-is-responsible-for-modern-civilization-2013-6?amp

https://arxiv.org/pdf/1510.00330.pdf

https://www.cambridge.org/core/services/aop-cambridge-core/content/view/799CB1D40CDD46F3010767BFC60F24DB/S1357321719000254a.pdf/the-emergence-of-compound-interest.pdf